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You can generally get an imprinting machine for free, or for a small fee, from the bank where you opened your merchant account.Imprinters are an easy and inexpensive way to collect information on-site.Some organizations choose an online payment vendor first and ask them for recommendations for a merchant account bank to make sure it's compatible with their online payment method.That's how it works — but how do you start actually taking credit card payments?

The payment processor always deposits the money in a bank account called a "merchant account." Money is then automatically transferred from your merchant account into a bank account your organization controls.In short, imprinters make sense if you rarely take payments or are in some kind of temporary location.However, if you need to process a large volume of transactions, it's probably not worth the increased risk and additional administrative work.It is simply a way to manage the crisis after it occurs.)Weighing your options for processing credit card payments requires a basic understanding of how the system works.The multiple steps are complex and can involve a number of different vendors and entities.There are a variety of methods, each appropriate to different situations.

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